Choosing a business savings account can be tricky. After all, in 2025, the UK had some 328 listed and licensed options! How do you pick? The good news is that some banks are better than others. For many, you can easily compare things like savings rates, monthly fees, and reputation to make a good selection. … Read more
Business banking is critical for sending invoices, accepting payments, and reducing accounting. Today, business bank accounts offer everything from integrated invoicing to automatic tax savings. In addition, you’ll get accounting and finance tools, higher spend limits, and much more. Many business bank accounts also come with options for business lending for assets, property, and seed … Read more
Opening a merchant account is one of the first steps to accepting payments from customers with credit and debit cards. They give you freedom to accept payments from more customers and in more currencies. But, choosing a merchant account can be tricky. You have to consider fees, transaction fees, currencies accepted and conversion fees, and … Read more
A high-risk merchant account is suited to businesses who operate in high risk industries. If you opt for a high-risk merchant account then you will be subject to higher fees as a result of the increased risk involved. In order to determine the risk of your business, it will be carefully judged by processors with … Read more
Collecting recurring payments from customers, direct debit or bankers’ automated clearing services (BACS) all make sense. However, setting up those payments often means choosing a service provider that’s able to manage those payments for you. In most cases, that means choosing either a managed or a merchant account providing direct debit services. Here, your direct … Read more
If you’re setting up a web shop, you need to integrate online payments. An online payment system integrates your payment gateway and merchant account to provide an all-in-one solution, so you only need one app. In some cases, online payment systems are also payment processors, meaning they will process and hold funds on your behalf. … Read more
In any case where you want to accept payments online, you’ll need a payment gateway. For many small businesses, finding and choosing a payment gateway involves figuring out what payment gateways actually are, how they work and what you need to get started. Eventually, most aren’t that complicated. However, if you’re looking for a payment … Read more
PDQ machines – also known as card machines – are essential for small businesses in 2023. Why? They allow your business to accept payment via credit and debit card, which is how most consumers want to pay for things today. The pdq machine processes information from your customer’s card and, within a matter of seconds, … Read more